Is cash to close just the down payment?
No. It can also include lender and settlement charges, prepaid interest, insurance, escrow deposits, and adjustments, less deposits already paid and permitted credits.
Virginia cash-to-close calculator
See the moving parts behind cash to close.
Estimate down payment, closing costs, prepaid taxes and insurance, deposits, and credits for a Virginia home purchase.
Buy calculator
Cash to close
See down payment, estimated costs, prepaids, credits, and deposits together.
Your estimate
Estimated cash to close$59,500
Down payment$45,000
Closing costs$13,500
Prepaids / escrow$4,000
Credits-$0
Deposit paid-$3,000
Want a human to check the assumptions and show the real loan options?
Review this scenarioWhen is the amount official?
Your Closing Disclosure provides the final figures. Before then, the Loan Estimate and updated lender disclosures are the better planning sources.